Prudential Myanmar Life Insurance Limited (Prudential Myanmar) has launched PRUHealth, a health insurance package designed to give people across Myanmar comprehensive protection and benefits covering every aspect of their health and wellbeing.
PRUHealth is Myanmar’s first health insurance product to bundle together financial protection, illness prevention, and wellness benefits in a single package. Customers who purchase a PRUHealth policy also receive additional coverage for COVID-19-related treatment during the ongoing pandemic.
“PRUHealth is the first insurance product of its kind in Myanmar, designed in an innovative way to deliver comprehensive benefits. This health insurance doesn’t just protect policyholders when they face unexpected events in life – together with our partners, we’ve bundled it so that customers can also enjoy benefits that help them eat well, stay active, and prevent illness before it happens, all in support of a healthier and happier life. The pandemic we are all living through has affected everyone, which is why we designed PRUHealth to be a trusted companion for our customers on their journey to better health,” said Mr. Asit Rath, CEO of Prudential Myanmar.
Photo Source https://www.prudential.com.mm/mm/all-products/pruhealth_bundle/
To help the public understand the costs involved in healthcare and work out the PRUHealth plan best suited to their needs, Prudential Myanmar has introduced the PRUHealth Calculator – the first tool of its kind in Myanmar. The calculator can be accessed at https://lifegoals.prudential.com.mm/pruhealth/a?language=en, where users answer a few basic questions about their age and health status to get an estimate.
PRUHealth Coverage and Benefits
Rising healthcare costs mean that an unexpected medical bill can put financial pressure on how you choose to be treated if you haven’t planned ahead. Health insurance sets aside funds in advance so that policyholders can cover the cost of treatment when they fall ill or get injured, letting them focus on recovery rather than worrying about medical bills.
PRUHealth is an annual policy offering four different plans with varying premiums, so customers can choose the option that fits their needs. Prudential Myanmar has priced the plans to make reliable protection affordable and accessible, with premiums starting from as little as MMK 9,015 per month.
Benefits under PRUHealth include full or partial reimbursement of medical treatment costs, a daily hospital cash benefit to help cover lost income while unable to work, a death benefit to provide financial support for the policyholder’s family, and coverage for hospitalization and treatment costs related to COVID-19.
Photo Source https://www.prudential.com.mm/mm/all-products/pruhealth_bundle/
Prudential Myanmar has also made its claims process fast and simple. Customers who hold a PRUHealth policy do not need to pay upfront when receiving treatment at hospitals partnered with Prudential Myanmar. In addition, premiums paid for PRUHealth may qualify for tax benefits, subject to the tax regulations in effect at the time the policy is purchased.
PRUHealth also gives customers free telemedicine consultations with healthcare professionals from Pun Hlaing Hospital, a Prudential Myanmar partner. Policyholders can access free consultations on fitness, nutrition, and general wellness from Prudential Myanmar’s partner specialists as well.
Pulse by Prudential: A Free AI-Powered Health App
PRUHealth customers, as well as the general public in Myanmar, can download Pulse by Prudential, an AI-powered digital health app, free of charge. Pulse offers personalized health checks and daily wellness management tools tailored to each user.
The app is designed to deliver useful health information anytime, anywhere via mobile phone, supporting users on their journey toward a healthier, happier life. For example, Pulse’s built-in Fitness Tracker feature encourages users to build daily exercise habits, such as running and walking, helping them adopt a more active lifestyle. Pulse can be downloaded from the Google Play Store or at https://www.prudential.com.mm/en/what-is-pulse/.
For more information, visit https://www.prudential.com.mm/mm/all-products/pruhealth_bundle/. Customers seeking further details or assistance with PRUHealth can also contact Prudential Myanmar’s hotline at +95 977 011 0010.